Joe Bowen Products

Mutual Funds:

A mutual fund is a company that brings together money from many people and invests it in stocks, bonds or other assets. The combined holdings of stocks, bonds or other assets the fund owns are known as its portfolio. Each investor in the fund owns shares, which represent a part of these holdings.

Segregated Funds:

Similar to mutual funds, segregated funds have additional benefits. You name beneficiaries and the assets bypass your estate. There are no probate fees and in many cases the funds can be protected from creditors. Many segregated funds come with guarantees. Your principal can be guaranteed or possibly your income from the investment.

Insurance:

Life insurance pays a pre-determined, tax free amount to your beneficiaries. Critical illness insurance pays a tax free lump sum if you contract any one of up to 20+ illnesses and survive. Can come with provision that returns all your money after a number of years if you never make a claim. Long term care insurance pays for nursing care or a care facility (retirement home) if you require care in your later years. Disability insurance pays a monthly income if you are sick or injured and can’t work, depending on policy definitions. Health & dental you no longer have to have a group plan at work if you want dental coverage. Individual plans are available today at very competitive rates. Group insurance group health & dental for your company or small business